Curse

rong626 · Jul 11, 2006, 07:45 AM // 07:45

Platium and gold is what makes the GuildWars Ecomny going.But some of us lack money!In some outposts i go,i see people begging for money or scamming cheap weapons and selling them for high prices...like a victos 10/10 axe which was sold to a guy for 35k when a 20/20 was released!I suggest placing NPC's in Cities which act as bank loaners.They can also act as NPC's who store unlimited cash unlike the storage.You see,i myself dun really have much money only bout 10-20k which is obviously not enough!These loaners which u can loan money from them...lets say a range from 1K-90k???Then u have a deadline of 2 weeks to pay back or the amount u loaned will be automatically deducted from ur inventory.....

Example:

Current Cash:60K
Loaned:20K

After 2 weeks didnt repay loan....
Spent on something worth 80k

Current Cash:0K
Deduct:20K
Left:-20K

So that what happens if u dun repay after the 2 weeks deadline.So the guy will have to either sell items to get back to 1K instead of negative.And he wont be able to loan anymore from the loaners coz they dun trust him anymore!

Kaguya · Jul 11, 2006, 07:49 AM // 07:49

Why not just earn the gold in the first place, or ask help from guildies? x_X

Sure, that'd be pretty nice feature if you need it bad, ie to buy item X, and there's no guildies around, although this adds a new way for people who've managed to get people's accounts, borrowing the max gold out and then transferring it away.

'unno. It'd be a nice feature, in the end, I suppose. :P

Opeth11 · Jul 11, 2006, 07:49 AM // 07:49

Eh, this way you can purchase larger amounts of items that are speculated to rise which leads to a much larger profit in the long run if everything goes to plan.

Example - You have 900k. You borrow 100k. Now you have 1 Million. Sapphires are starting to rise becuase of the new chapter and then you can purchase 50 more.

Advantage = Borrower.

rong626 · Jul 11, 2006, 07:52 AM // 07:52

Then there must be limits like u can only loan a specified amount of times

Sjeng · Jul 11, 2006, 07:55 AM // 07:55

Easy there Mr. Crabs. (think Spongebob)

I don't like the idea of banks, and things suddenly disappearing from your inventory.
You can get along fine with 20k, you don't really NEED to have a super green item. There's lots of great weapons around that cost far less. They also drop, so you can always try farming for them. OR you farm for other weapons such as Totem Axes, Forgotten Fans, SF greens, or golds.
TIP: farm in places you rarely go. drops will be better there.

What we do in my guild: we lend money to players that need, say, armor or a decent weapon, and let them pay it back some other time. Sometimes I just go get weapons for members from collectors, or from our "guild storage", which is currently one of my officers, who's been generous enough to give up inventory space for that purpose. We also have a rune keeper, and I myself am a materials and dye keeper for my guild.
Guild members should help eachother out, not only with missions and quests, but also with builds, weapons, armor etc.

Curse You · Jul 11, 2006, 07:57 AM // 07:57

Hmmm, remember a few months ago when they accidentally lowered the prices on many rare items? That was due to economy balance.

What you're sugesting would throw the economy out of balance. People getting large amounts of money out of nowhere and then losing large amounts of money, would just mean chaos.

Also remember Anets policy: they are not allowed to "spawn" items or money. This seems to be getting rather close to being that.

Ken Dei · Jul 11, 2006, 07:58 AM // 07:58

I wouldn't mind a loan NPC with a limit of 1 loan a month, and you can only get a loan for up to 1/4 of the amount of gold already on your character.

rong626 · Jul 11, 2006, 09:01 AM // 09:01

Well if u guys disagree on have NPC's that loan cash what bout having them store money since our storage only holds 100k?

Slainster · Jul 11, 2006, 09:02 AM // 09:02

i dont know if I really like this idea, I know its tough making money, but it can be done, even low range weapons have a value

rong626 · Jul 11, 2006, 09:08 AM // 09:08

I dun really care about weapons...All i care is armor for new pve characters...armors are costly u know....

rong626 · Jul 11, 2006, 09:09 AM // 09:09

In same games u can even make million of dollars so that means the things to buy are way over million dollars...games like Maplestory or Silkroad?

rong626 · Jul 11, 2006, 09:10 AM // 09:10

But they cant be compared to GuildWars

**Marty Silverblade** · Jul 11, 2006, 09:20 AM // 09:20

I hate the idea of selling accounts, and this will just make it worse. I'll explain with Person 1 and Person 2

Person 1
Selling account!! Only 30k!! Many rare weapons, candy canes and special event items!!

Person 2
Really? Let me see it.

Person 1 swaps to different account

Person 1
Here they are.

Shows ectos, candy canes, and rare items

Person 2
Wow, all that for 30k!?! I'll buy it!!

Gives 30k to Person 1

Person 1
Ok, username=iamascammer password=noob

Person 1 now logs off or sets themself to not online. Person 2 now realises that Person 1 borrowed 500k and has given it all to Person 2 . Person 2 gets pissed and yells. Person 2 tries to whisper Person 1. Whisper cannot send.....

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Well, you get the idea

Aurgorn Notnaw · Jul 11, 2006, 09:24 AM // 09:24

Storage only holds 100k?

lishi · Jul 11, 2006, 11:13 AM // 11:13

Quote:

Originally Posted by Aurgorn Notnaw

Storage only holds 100k?

1000k witch is more then any normal player need.

fiery · Jul 11, 2006, 04:52 PM // 16:52

I need a loan for all 6 characters for Fow armor.

Across The Battle · Jul 11, 2006, 05:29 PM // 17:29

Does anyone remember the great depression? Ill sum it up the best I can...People borrowed a ton of money to buy crap they didn't need..stock market went kaplut and the loaners wanted thier money back. People didnt have it so they lost everything. Anyone else forsee the Guild Wars Great Depression?

/notsigned

Dougal Kronik · Jul 11, 2006, 05:59 PM // 17:59

/not-signed

Whatever you need in the game you can earn on your own or find it. You don't need 15k/FoW armor. If you want it - earn it.

Sjeng · Jul 11, 2006, 08:28 PM // 20:28

Quote:

Originally Posted by Marty Silverblade

Person 1 now logs off or sets themself to not online. Person 2 now realises that Person 1 borrowed 500k and has given it all to Person 2 . Person 2 gets pissed and yells. Person 2 tries to whisper Person 1. Whisper cannot send.....

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Well, you get the idea

I didn't get that last part... loaned 500k and given it to person 2??

I don't get people trying to sell accounts for ingame money anyway. Is that always a scam? Is there a topic on that here?

btw: i've allready /notsigned this topic

Gorebrex · Jul 11, 2006, 11:14 PM // 23:14

Im thinking maybe there could be an item, sort odf like a no-interest CD(Certificate of Deposit) that you could buy, for example, in amounts of 5k, 10k, 25k, 50k, 75k, 100k. This would be a single item(not an "stacked" item), and placeable in inventory. It woul be similar to customized items in that only the original buyer could use it, and could be "sold" to a merchant outright, or used, in whole of part, to pay for an item. How about trades with other players? Well, if you have one of these, you go to the Monetary Token Merchant(Couldnt think of better name), and select from menu Buy a Token, Sell a Token, Exchange a Token, Player to Player Trade. Last one, you'd turn in token, give amount of token to use(if not exact, say 1k token for 900g item, the 100 goes into inventory), then click confirm, if amount is correct. Its alot like trade is now, in the other respects, youd see items as theyre offered, can change offer before confirming, ect, with the exception that youd have to confirm acceptance, to give players a chance to correct mistakes like entering 50g instead of 500, or realizing they offered wrong item(if two very similar in inventory). Just my 2 cents.